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You’ve driven up to a car dealership in Edmond, Norman, Tulsa, or one of the hundreds across Oklahoma for a test drive — fallen in love with the leather seats, the new-car smell, and the salesperson’s “today-only deal.” You’ve convinced yourself the monthly payment isn’t that bad. You know the look — that “today-only deal” grin. Then come the tag fees… and that insurance quote you didn’t see coming. Buying a car isn’t just about the test drive and financing; it’s about understanding the hidden costs that follow you home — like insurance. ๐งพ TL;DR – Quick Guide ๐ Buying a car in Oklahoma? Avoid these seven mistakes: โ Don’t skip VIN checks โ Don’t rely on minimum coverage ๐ฌ Quote your insurance before signing ๐ก๏ธ Protect yourself with GAP and comprehensive coverage ๐ Review your policy afterward ๐ค Keep your agent in the loop — small details prevent big problems ๐งญ Oklahoma Quick Facts • 13% of Oklahoma drivers are uninsured • State minimum liability: 25/50/25 — meaning $25,000 per person, $50,000 per accident for bodily injury, and $25,000 for property damage • Average new vehicle cost: $48,000 • Average Oklahoma tag & title fees: $300–$600 per vehicle ๐ก Translation: A single crash involving a newer SUV could exceed the state’s minimum property-damage limit instantly.













