Business Owner Policy (BOP) for Oklahoma Small Businesses

A Business Owner Policy (BOP) combines core coverages—property and general liability—into one convenient policy designed for small and mid-sized businesses.



Conway Insurance builds BOP coverage to match your location, property, equipment, inventory, and liability needs—saving time and simplifying claims.

Is a BOP right for your business?

What Does a BOP Cover?

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Property

Helps cover your building, business personal property, and lost income from covered interruptions.

General Liability

Helps cover bodily injury, property damage, and certain liability claims arising from your business operations

Optional Add-Ons

Data breach/cyber, EPLI, equipment breakdown, crime

Note: Some businesses need specialty policies for vehicles, professional services, or high-risk operations. We’ll help you decide if BOP fits or if custom coverage is needed.

Understanding Wind & Hail Deductibles in Oklahoma

Every Oklahoma homeowner should understand how wind and hail deductibles function, especially percentage deductibles tied to dwelling limits.

Flat vs. percentage deductibles

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How storm deductibles apply during a claim

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Common exclusions

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How to compare policy structures across carriers

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Local Support from Midwest City & Edmond

Homeowners insurance decisions should not rely solely on online quote forms.



When you call Conway Insurance, you reach a local office—not a call center. We review:

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Your current policy structure

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Deductible alignment

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Coverage limits

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Carrier comparisons

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Claim history considerations

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Who Should Consider a BOP?

  • Retail, office, and service businesses



  • Restaurants, contractors, and small manufacturers


  • Landlords and property owners with business operations
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Independent agency access to multiple BOP carriers

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BOP structure customized to your size and industry

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Add-ons for cyber, EPLI, or special equipment

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Ongoing service and claims support

Frequently Asked Questions

  • What’s the advantage of a BOP vs. separate policies?

    Simplicity—one policy, one renewal, and often lower overall cost.

  • Can I add extra coverage to a BOP?

    Yes—cyber, EPLI, and other enhancements can be included.

  • Do all businesses qualify for a BOP?

    Some high-risk or specialized operations need custom packages—let us help you check eligibility.

  • Does BOP include vehicles?

    Does BOP cover commerical auto?

  • Does a BOP include workers compensation?

    No. Workers compensation is typically written separately and may be required if you have employees

Still have questions? Call Conway Insurance or request a quote.
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Simplify Your Coverage and Protect Your Business With a BOP.

Call our Midwest City or Edmond office for a BOP review and quote:



Midwest City Office: (405) 733-2886
Edmond Office:(405) 245-1484