Landlord Insurance for Oklahoma City & Metro Property Owners

At Conway Insurance, we help rental property owners secure landlord insurance that reflects real-world risks—property damage, tenant-caused loss, liability exposures, and loss of rental income.



If you own a rental home, duplex, or a portfolio of properties in Midwest City, Edmond, Moore, Norman, or nearby communities, let’s build a policy that matches your ownership reality.

Questions about insuring your rental property?

What Does Landlord Insurance Cover?

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Landlord insurance is structured for:

Property Protection

Covers your rental structure itself from fire, wind, hail, and more (Dwelling Fire Policy).

Loss of Rental Income

Helps recover lost rent if your property becomes uninhabitable after a covered loss.

Landlord Liability

Protects you if you’re held responsible for injury or property damage on the rental premises.

Optional Coverages

Add water backup, equipment breakdown, or theft of appliances and landlord-owned contents.

Note: Homeowners insurance usually does not apply if your home is tenant-occupied—even part-time.

Owner-Occupied vs Rental—What Changes?

Renting out your property? Here’s what’s different:

Named Insured

Landlord policy lists you as property owner, not a resident.

Coverage Gaps

Many homeowners policies exclude damage caused by tenants or rental activity.

Liability Shifts

Liability coverage must match tenant exposures, not just guest risks.

We walk through every property detail—single-family, duplex, multi-unit, or vacant—so you avoid costly mismatches.

Who Needs Landlord Insurance?

Landlord insurance is right for you if you:

  • Own a rental property in Oklahoma City, Midwest City, Edmond, Moore, Norman, Yukon, Mustang, or anywhere in Oklahoma.


  • Are moving and plan to rent out your former home.


  • Own duplexes, triplexes, or multiple single-family rentals.


  • Need to insure “hard-to-place” or older rental properties.


  • Want to minimize liability risk as an investor.
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Why Conway Insurance

Choosing the right policy is about more than just price:

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Independent agency access to multiple landlord insurance carriers.

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Experience insuring duplexes and hard-to-place properties.

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Coverage structured for rental liability and property risk.

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Clear review of owner-occupied vs. rental requirements.

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Ongoing support for changes, claims, and portfolio growth.

Frequently Asked Questions

  • Do I need landlord insurance if I rent out my house?

    Yes. Homeowners insurance won’t protect rental property exposures—landlord insurance is required for tenant-occupied homes.

  • Does homeowners insurance cover a rental property?

    No. Once a property is not owner-occupied, standard homeowners policies usually stop applying.

  • What types of rental property can be covered?

    Single-family homes, duplexes, triplexes, and some multi-unit buildings. We also have options for vacant rentals and hard-to-place risks.

  • What about liability if a tenant’s guest is injured?

    Landlord insurance may include liability coverage designed for rental property exposures, helping protect you if you are held legally responsible for injury or property damage related to the premises.

  • Can I insure multiple rental properties under one policy?

    Yes—ask about multi-location and portfolio options for efficiency.

Still have questions? Call our local offices or contact us online.
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Protect Your Investment Property With Coverage Built for Oklahoma Landlords.

Call our Midwest City or Edmond office for fast answers and a landlord insurance quote:


Midwest City Office: (405) 733-2886
Edmond Office:(405) 245-1484